March 24


Today’s Letter from Grandma Sylvia­­­

Gold bell alert

Dear Reader,

My purpose in writing this blog has been to provide basic information for beginning investors, especially ones who are apprehensive about investing.  Because I was such an apprehensive investor, I know that investing can be scary.   However, because of the revolution in investing, it’s far simpler to invest today than at any time in history—and less expensive.  No investing is without risk, even putting your money under the mattress, but the market can be a good place for rewards with minimal risks.

What I’ve found is that investing in index mutual funds or in exchange-traded index funds (ETFs) is a simple method.  It gives me my fair share of market returns and doesn’t require years of study and continual stress about what is happening day-to-day. I can even have a few individual stocks in a small “sandbox” if I find a few companies of particular interest to me.  Because I’m an investor for the long-haul, I’m happy when the market goes up and wait it out when the market goes down.

With this 24th letter to you, I’ve completed a basic review of the stock market.  It’s a continually fascinating subject and I could write many more letters to you, but if you’ve read these, you are well on your way to being a more informed, confident investor who invests simply.

The market opens each trading day at 9:30 am (EST) with an opening bell.  It closes at 4:00 pm (EST) with a closing bell.

This post is my closing bell.  I’ve enjoyed writing to you and trust you will find joy in investing and that your investing will give you good rewards.

Grandma Sylvia

Waterfall, Plitvice lakes National Park, Croatia

Everyone has the brainpower to follow the stock market. If you made it through fifth-grade math, you can do it. Peter Lynch


Women control $14 trillion of U.S. personal wealth and outlive men by an average of five years. It’s important for them to feel comfortable with their investment decisions. Wells Fargo Institute 2017


Investment wisdom begins with the realization that long-term returns are the only ones that matter. William Bernstein


If you are not willing to own a stock for 10 years, do not even think about owning it for 10 minutes.  Warren Buffett

PINK AND BLUE SKY jeremy-thomas-99324-unsplash

The big money is not in the buying and selling but in the waiting. Charlie Munger

Santorini church_516343

Learning is not attained by chance. It must be sought for with ardor and attended to with diligence. –Abigail Adams



Today I’m going to start a new project and wish everyone joy in investing.

3d balloons in the blue sky and reflection in water